| Category | Examples |
|---|---|
| Construction | Silica dust, cement, solvent-based adhesives |
| Manufacturing | Degreasers, solvents, metalworking fluids |
| Healthcare and social care | Disinfectants, biological agents, pharmaceuticals |
| Hospitality and cleaning | Cleaning chemicals, descalers |
| Hairdressing and beauty | Hair dye, bleach, nail products |
| Agriculture | Pesticides, veterinary medicines, biological agents from livestock |
| Automotive and engineering | Paints, solvents, welding fume |
| Citation | Legal expenses insurance | |
|---|---|---|
| Cost |  Included in your HR package* | Separate policy, additional premium |
| Who represents you | Your Citation advocate, who knows your case | Often a third-party firm you’ve never dealt with |
| Continuity | Same person throughout your claim | Often changes at each stage |
| Financial cover | Comes out of our own budget | Subject to insurer approval |
| What activates it | Follow our advice | Policy terms, exclusions, claims process |
| Prospects of success | We defend you regardless | Insurer may require strong prospects before agreeing to cover |
| Question | Answer |
|---|---|
| What is statutory redundancy pay? | The minimum payment an eligible employee is entitled to by law when made redundant. |
| Who qualifies for statutory redundancy pay? | Employees with two or more years’ continuous service, working under a contact of employment, dismissed by reason of redundancy. |
| How is statutory redundancy pay calculated? | Based on the employee’s age, years of service (capped at 20), and weekly pay (capped at £751 from April 2026). |
| What is the maximum statutory payment? | £22,530 for the 2026/27 tax year (£751 x 1.5 weeks x 20 years). |
| Is redundancy pay taxable? | No. Redundancy pay is tax-free up to £30,000. |
| What is statutory redundancy pay? | Yes. The uncapped result shows what you’d owe using the employee’s actual weekly pay, with no cap applied. This is relevant if your business has agreed to pay enhanced redundancy beyond the statutory minimum. |
| Citation | Legal expenses insurance | Column 4 | Column 5 | |
|---|---|---|---|---|
| Cost | Included in your HR package* | Separate policy, additional premium | This is a mega wide table | This is a mega wide table |
| Who represents you | Your Citation advocate, who knows your case | Often a third-party firm you’ve never dealt with | This is a mega wide table | This is a mega wide table |
| Continuity | Same person throughout your claim | Often changes at each stage | This is a mega wide table | This is a mega wide table |
| Financial cover | Comes out of our own budget | Subject to insurer approval | This is a mega wide table | This is a mega wide table |
| What activates it | Follow our advice | Policy terms, exclusions, claims process | This is a mega wide table | This is a mega wide table |
| Prospects of success | We defend you regardless | Insurer may require strong prospects before agreeing to cover | This is a mega wide table | This is a mega wide table |
Registered office address:
Kings Court, Water Lane, Wilmslow,Cheshire, United Kingdom, SK9 5AR
Copyright © 2026 Citation Ltd. Company No. 03097504
